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RAMS Standard Variable

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home loans

  • 7.63%variable

  • 7.70%

  • $870

Rates

Variable rate
7.63%
Intro rate
-
Intro rate term
none
Intro rate type
Variable
Comparison Rate*
7.70%
Fixed 1 year rate
-
Fixed 2 year rate
-
Fixed 3 year rate
-
Fixed 4 year rate
-
Fixed 5 year rate
-
Fixed 7 year rate
-
Fixed 10 year rate
-
Fixed loan revert rate
-

Fees

Application fee
$395.00
Legal fee
$
Valuation fee
$200.00
Settlement fee
$275.00
Other upfront fee (% of loan)
none
Service fee
none
Discharge fee
$295.00
Early Exit Fee after 1 year assuming $300,000 loan
$0

Features

Repayment Frequency
Weekly, Fortnightly, Monthly
Extra repayments
yes - minimum $500
Repayment holidays
yes
Redraw facility
yes - free
Minimum redraw amount
$100.00
Split account
yes
Offset account
no
Other restrictions
none
Other benefits
none

Other financial bits

Minimum loan amount
$50,000
Maximum loan amount
$

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