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RAMS SmartWay (Pro Pack 1)

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home loans

Interest Rate
7.13%variable
Comparison Rate*
7.46%
Service fee
$300.00Yearly
Upfront fee
$870

Product info

Rates

Variable rate: 7.13%
Intro rate: -
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 7.46%
Fixed 1 year rate: -
Fixed 2 year rate: -
Fixed 3 year rate: -
Fixed 4 year rate: -
Fixed 5 year rate: -
Fixed 7 year rate: -
Fixed 10 year rate: -
Fixed loan revert rate: -

Fees

Application fee: $395.00
Legal fee: $
Valuation fee: $200.00
Settlement fee: $275.00
Other upfront fee (% of loan): none
Service fee: $300.00Yearly
Discharge fee: $295.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: yes
Redraw facility: yes - free
Minimum redraw amount: $0.00
Split account: yes
Offset account: no
Other restrictions: none
Other benefits: none

Other financial bits

Minimum loan amount: $150,000
Maximum loan amount: $499,999

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Professional Package

Introductory 1 year fixed rate of 6.09% p.a.
Plus Professional Package loans offer a reduced interest rate of up to 0.85% off for the life of your home loan

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