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RAMS Fixed Rate (Pro Pack 2)

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home loans

Interest Rate
6.79%3 years
Comparison Rate*
7.29%
Service fee
$300.00Yearly
Upfront fee
$870

Product info

Rates

Variable rate: none
Intro rate: -
Intro rate term: none
Intro rate type: Fixed
Comparison Rate*: 7.29%
Fixed 1 year rate: 6.89%
Fixed 2 year rate: 6.95%
Fixed 3 year rate: 6.79%
Fixed 4 year rate: 7.49%
Fixed 5 year rate: 7.49%
Fixed 7 year rate: -
Fixed 10 year rate: 7.99%
Fixed loan revert rate: 7.03%

Fees

Application fee: $395.00
Legal fee: $
Valuation fee: $200.00
Settlement fee: $275.00
Other upfront fee (% of loan): none
Service fee: $300.00Yearly
Discharge fee: $295.00
Early Exit Fee after 1 year assuming $300,000 loan: fixed rate
break fees

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes-up to $25,000 during fixed
Repayment holidays: no
Redraw facility: yes - fees apply
Minimum redraw amount: $1,000.00
Split account: yes
Offset account: no
Other restrictions: none
Other benefits: none

Other financial bits

Minimum loan amount: $500,000
Maximum loan amount: $

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Professional Package

Introductory 1 year fixed rate of 6.09% p.a.
Plus Professional Package loans offer a reduced interest rate of up to 0.85% off for the life of your home loan

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