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1.65% off variable rate

HSBC Home Loans

  • 1.65% off the standard variable home loan rate for 12 months
  • This brings the standard variable home loan rate down to 5.69% p.a.
  • After the first 12 months continue to get an ongoing discount of up to 0.75% p.a. for the life of your loan

RAMS Basic Loan

  • variable rate

    6.76 %
  • comparison rate

    6.83%

  • upfront fee

    $845

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Rates

Variable rate
6.76%
Intro rate
none
Intro rate term
none
Intro rate type
Variable
Comparison Rate*
6.83%
Fixed 1 year rate
none
Fixed 2 year rate
none
Fixed 3 year rate
none
Fixed 4 year rate
none
Fixed 5 year rate
none
Fixed 7 year rate
none
Fixed 10 year rate
none
Fixed loan revert rate
none

Fees

Application fee
$395.00
Legal fee
none
Valuation fee
$200.00
Settlement fee
$250.00
Other upfront fee (% of loan)
none
Service fee
none
Exit fee
$295

Features

Repayment Frequency
Weekly, Fortnightly, Monthly
Extra repayments
yes - minimum $2,000
Repayment holidays
yes
Redraw facility
yes - fees apply
Minimum redraw amount
$0.00
Split account
yes
Offset account
no
Other restrictions
none
Other benefits
none

Other financial bits

Minimum loan amount
$50,000
Maximum loan amount
none
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