Compare and save on home loans
Save on your home loan with our nifty comparison tools. Pick a winner from our most popular home loans in the table below, or search the whole market to compare all home loans with ease.
Popular home loans
| Intro rate | Variable rate | Comparison rate* | Key features | ||
|---|---|---|---|---|---|
RAMS Rate Relief |
5.58% | 6.28% | 6.21% | Get an immediate discount off the standard variable rate for the first 2 years | Go to site |
New Loan Advantage Rate Loan |
5.89% | 5.90% | New Loan is part of the Firstfolio group, one of the top 5 non-bank mortgage managers in Australia. | Go to site | |
MyRate.com.au Advantage Loan |
5.88% | 5.88% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site | |
Aussie Classic Line of Credit |
6.33% | 6.52% | The Aussie Classic Line of Credit Loan is a way to unlock equity in your home. The flexibility of a transaction account built into your home loan. | Go to site | |
BankWest BankWest Rate Tracker |
5.63% | 6.43% | 6.35% | Interest rate 1% p.a. smaller than the average standard variable rate of the Big Four Banks. Introductory variable rate for two years. | Go to site |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
|||||
| Variable rate | Comparison rate* | Key features | ||
|---|---|---|---|---|
|
BankWest BankWest Rate Tracker |
6.43% | 6.35% | Interest rate 1% p.a. smaller than the average standard variable rate of the Big Four Banks. Introductory variable rate for two years. | Go to site |
|
MyRate.com.au Advantage Loan |
5.88% | 5.88% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site |
|
New Loan Advantage Rate Loan |
5.89% | 5.90% | New Loan is part of the Firstfolio group, one of the top 5 non-bank mortgage managers in Australia. | Go to site |
|
RAMS Basic Loan |
6.01% | 6.07% | RAMS Basic allows you up to 10 years interest only repayments. | Go to site |
Mortgage Choice Mortgage Choice Standard Variable |
6.55% | 6.87% | Allows you to borrow up to 95% of the properties value without the need to demonstrate your 5% deposit as genuine savings | Go to site |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
||||
| Fixed 3 year rate | Fixed 5 year rate | Comparison rate* | Key features | ||
|---|---|---|---|---|---|
|
MyRate.com.au Fixed Loan |
7.63% | 7.98% | 6.39% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site |
|
Aussie Standard Fixed |
7.39% | 7.74% | 6.77% | 100s of loans. 16 lenders. Free appointment. | Go to site |
|
RAMS Fixed Rate |
7.29% | 7.74% | 6.86% | Fix your loan for up to 10 years | Go to site |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
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| Intro rate | Intro rate term | Comparison rate* | Key features | ||
|---|---|---|---|---|---|
St George Discount Variable Rate |
5.55% | 12 Months | 6.74% | Right now you can get 1.1% off the Standard Variable Rate for 12 months | Go to site |
|
RAMS Rate Relief |
5.58% | 24 Months | 6.21% | Get an immediate discount off the standard variable rate for the first 2 years | Go to site |
|
St George 1 year Introductory Fixed Rate |
6.49% | 12 Months | 6.83% | Introductory fixed rate for 1 year | Go to site |
|
BankWest BankWest Rate Tracker |
5.63% | 24 Months | 6.35% | Interest rate 1% p.a. smaller than the average standard variable rate of the Big Four Banks. Introductory variable rate for two years. | Go to site |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
|||||
| Variable rate | Comparison rate* | Key features | ||
|---|---|---|---|---|
|
MyRate.com.au Advantage Loan |
5.88% | 5.88% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. | Go to site |
|
BankWest BankWest Rate Tracker |
6.43% | 6.35% | Interest rate 1% p.a. smaller than the average standard variable rate of the Big Four Banks. Introductory variable rate for two years. | Go to site |
|
New Loan Advantage Rate Loan |
5.89% | 5.90% | New Loan is part of the Firstfolio group, one of the top 5 non-bank mortgage managers in Australia. | Go to site |
|
RAMS Basic Loan |
6.01% | 6.07% | RAMS Basic allows you up to 10 years interest only repayments. | Go to site |
|
Aussie Standard Variable |
6.44% | 6.49% | 100s of loans. 16 lenders. Free appointment. | Go to site |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
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Compare all home loans
- Search the home loan market at a glance
- Shortlist your finalists to compare head-to-head
- Apply for the product that best fits your needs
Lowest rate home loans
- - based on comparison interest rate
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1.5.88%MyRate.com.au
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2.5.90%New Loan
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3.6.00%Newcastle Permanent
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4.6.07%RAMS
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5.6.16%St George
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1.5.58%AIMS
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2.5.63%Reduce Home Loans
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3.5.66%AIMS
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4.5.69%New Loan– Time-out
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5.5.76%State Custodians
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1.6.00%ANZ
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2.6.03%NAB
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3.6.10%Commonwealth Bank
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4.6.11%Westpac
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5.6.16%St George
Home Loan Broker
Mortgage Choice Brokers
- You can borrow 95% of the home value
- Genuine savings not required
- A competitive variable interest rate (6.55% p.a.)
Health Check your loan
Does your home loan need a reno? Give it a health check! Grab a free personalised report on the best loans for your situation.
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Home Loans guides
- – helpful tips and info
Home Loan calculators
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Work out your minimum weekly, fortnightly or monthly repayments on your home loan
Loan repayment calculator -
Find out how much you can afford to borrow
Borrowing power calculator -
Find out how much time and interest you can save on your home loan by making extra repayments
Extra repayments calculator -
Work out how much stamp duty is payable on a home
Stamp duty calculator -
Find out how much time and interest you can save on your home loan by making a lump sum contribution
Lump sum repayments calculator -
See your repayments with a loan split between fixed and variable rates
Split loan calculator
