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1.65% off variable rate
HSBC Home Loans
- 1.65% off the standard variable home loan rate for 12 months
- This brings the standard variable home loan rate down to 5.69% p.a.
- After the first 12 months continue to get an ongoing discount of up to 0.75% p.a. for the life of your loan
Compare and save on home loans
Save on your home loan with our nifty comparison tools. Pick a winner from our most popular home loans in the table below, or search the whole market to compare all home loans with ease.
Popular home loans
| Intro rate | Variable rate | Comparison rate* | Key features | |||
|---|---|---|---|---|---|---|
|
MyRate.com.au's logo
MyRate.com.au
Advantage Loan |
6.63% | 6.64% |
see more details |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Like this loan? Go to site |
|
|
Homestar's logo
Homestar
Advantage Loan |
6.63% | 6.64% |
see more details |
No fee loan from the 2010 Non-Bank Lender of the Year. |
Like this loan? Go to site |
|
|
Mortgageport's logo
Mortgageport
Edge Loan (LVR less than 65%) |
6.19% | 6.67% |
see more details |
Loan funded by a "Big 4" bank subsidiary |
Like this loan? Go to site |
|
|
HSBC's logo
HSBC
Variable (PowerVantage) |
5.69% | 6.69% | 6.83% |
see more details |
1.65% off the standard variable home loan rate for 12 months |
Like this loan? Go to site |
|
Resi's logo
Resi
Resi Smart Pro |
6.69% | 6.74% |
see more details |
Multi award winning non-bank lender that has been helping Australians for more than 25 years |
Like this loan? Go to site |
|
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
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-
MyRate.com.au's logo
-
MyRate.com.auAdvantage Loan
-
Like this loan?
Go to site
| Intro rate | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| 6.63% | 6.64% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
- Upfront fees
- $0
- Ongoing fees
- Exit fee
- $500
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- $600,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Homestar's logo
-
HomestarAdvantage Loan
-
Like this loan?
Go to site
| Intro rate | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| 6.63% | 6.64% | No fee loan from the 2010 Non-Bank Lender of the Year. |
- Upfront fees
- $0
- Ongoing fees
- $0.00
- Exit fee
- $500
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Mortgageport's logo
-
MortgageportEdge Loan (LVR less than 65%)
-
Like this loan?
Go to site
| Intro rate | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| 6.19% | 6.67% | Loan funded by a "Big 4" bank subsidiary |
- Upfront fees
- $4,004
- Ongoing fees
- $330.00 yearly
- Exit fee
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - free
- Offset account
- No
- Minimum loan amount
- $330,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
HSBC's logo
-
HSBCVariable (PowerVantage)
-
Like this loan?
Go to site
| Intro rate | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| 5.69% | 6.69% | 6.83% | 1.65% off the standard variable home loan rate for 12 months |
- Upfront fees
- $450
- Ongoing fees
- $20.00 monthly
- Exit fee
- $300
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - fee is $20
- Offset account
- No
- Minimum loan amount
- $250,000
- Maximum loan amount
- $499,999
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Resi's logo
-
ResiResi Smart Pro
-
Like this loan?
Go to site
| Intro rate | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| 6.69% | 6.74% | Multi award winning non-bank lender that has been helping Australians for more than 25 years |
- Upfront fees
- $632
- Ongoing fees
- Exit fee
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - free
- Offset account
- No
- Minimum loan amount
- $30,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Variable rate | Comparison rate* | Key features | |||
|---|---|---|---|---|---|
|
BEAT Home Loans's logo
BEAT Home Loans
RateBEATer Home Loan |
6.57% | 6.58% |
see more details |
BEAT guarantee to beat your variable home loan interest rate |
Like this loan? Go to site |
|
Homestar's logo
Homestar
Advantage Loan |
6.63% | 6.64% |
see more details |
No fee loan from the 2010 Non-Bank Lender of the Year. |
Like this loan? Go to site |
|
MyRate.com.au's logo
MyRate.com.au
Advantage Loan |
6.63% | 6.64% |
see more details |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Like this loan? Go to site |
|
Mortgageport's logo
Mortgageport
Edge Loan (LVR less than 65%) |
6.19% | 6.67% |
see more details |
Loan funded by a "Big 4" bank subsidiary |
Like this loan? Go to site |
|
Resi's logo
Resi
Resi Smart Pro |
6.69% | 6.74% |
see more details |
Multi award winning non-bank lender that has been helping Australians for more than 25 years |
Like this loan? Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
|||||
-
BEAT Home Loans's logo
-
BEAT Home LoansRateBEATer Home Loan
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.57% | 6.58% | BEAT guarantee to beat your variable home loan interest rate |
- Upfront fees
- $0
- Ongoing fees
- $0.00
- Exit fee
- $395
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $50,000
- Maximum loan amount
- $1,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Homestar's logo
-
HomestarAdvantage Loan
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.63% | 6.64% | No fee loan from the 2010 Non-Bank Lender of the Year. |
- Upfront fees
- $0
- Ongoing fees
- $0.00
- Exit fee
- $500
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
MyRate.com.au's logo
-
MyRate.com.auAdvantage Loan
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.63% | 6.64% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
- Upfront fees
- $0
- Ongoing fees
- Exit fee
- $500
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- $600,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Mortgageport's logo
-
MortgageportEdge Loan (LVR less than 65%)
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.19% | 6.67% | Loan funded by a "Big 4" bank subsidiary |
- Upfront fees
- $4,004
- Ongoing fees
- $330.00 yearly
- Exit fee
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - free
- Offset account
- No
- Minimum loan amount
- $330,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Resi's logo
-
ResiResi Smart Pro
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.69% | 6.74% | Multi award winning non-bank lender that has been helping Australians for more than 25 years |
- Upfront fees
- $632
- Ongoing fees
- Exit fee
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - free
- Offset account
- No
- Minimum loan amount
- $30,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Fixed 3 year rate | Fixed 5 year rate | Comparison rate* | Key features | |||
|---|---|---|---|---|---|---|
|
MyRate.com.au's logo
MyRate.com.au
Fixed Loan |
7.13% | 7.98% | 6.78% |
see more details |
No fee home loans. Securely funded by ING Bank (Australia) Ltd |
Like this loan? Go to site |
|
Community First's logo
Community First
True Fixed |
7.09% | 7.28% |
see more details |
100% offset account, ability to make extra repayments, redraw available, and no account keeping fees |
Like this loan? Go to site |
|
|
Aussie's logo
Aussie
Standard Fixed |
7.54% | 7.79% | 7.35% |
see more details |
100s of loans. 16 lenders. Free appointment. |
Like this loan? Go to site |
|
RAMS's logo
RAMS
Fixed Rate |
6.99% | 7.49% | 7.30% |
see more details |
Fix your loan for up to 10 years |
Like this loan? Go to site |
|
AMP's logo
AMP
Fixed Rate Loan |
7.14% | 7.49% | 7.50% |
see more details |
Your choice of 1 Year Introductory, 1, 2, 3 and 5 years Fixed Rate loans. |
Like this loan? Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
||||||
-
MyRate.com.au's logo
-
MyRate.com.auFixed Loan
-
Like this loan?
Go to site
| Fixed 3 year rate | Fixed 5 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 7.13% | 7.98% | 6.78% | No fee home loans. Securely funded by ING Bank (Australia) Ltd |
- Upfront fees
- $0
- Ongoing fees
- Exit fee
- $500
- Early exit fee?
- Fixed rate
break fees - Extra repayments
- Yes
- Redraw facility
- No
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- $599,999
- Type of loan
- Fixed
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Community First's logo
-
Community FirstTrue Fixed
-
Like this loan?
Go to site
| Fixed 3 year rate | Fixed 5 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 7.09% | 7.28% | 100% offset account, ability to make extra repayments, redraw available, and no account keeping fees |
- Upfront fees
- $1,078
- Ongoing fees
- Exit fee
- $200
- Early exit fee?
- Fixed rate
break fees - Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- Yes
- Minimum loan amount
- $10,000
- Maximum loan amount
- $2,500,000
- Type of loan
- Fixed
- Repayment types
- Principal & interest
- Availability
- Owner occupier, investor
- Repayment options
- Mothly, fortnightly, weekly, da
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Aussie's logo
-
AussieStandard Fixed
-
Like this loan?
Go to site
| Fixed 3 year rate | Fixed 5 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 7.54% | 7.79% | 7.35% | 100s of loans. 16 lenders. Free appointment. |
- Upfront fees
- $675
- Ongoing fees
- $0.00
- Exit fee
- $215
- Early exit fee?
- Fixed rate
break fees - Extra repayments
- Yes - conditions
- Redraw facility
- No
- Offset account
- Minimum loan amount
- $50,000
- Maximum loan amount
- $2,500,000
- Type of loan
- Fixed
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
RAMS's logo
-
RAMSFixed Rate
-
Like this loan?
Go to site
| Fixed 3 year rate | Fixed 5 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 6.99% | 7.49% | 7.30% | Fix your loan for up to 10 years |
- Upfront fees
- $845
- Ongoing fees
- $120.00 yearly
- Exit fee
- $295
- Early exit fee?
- Fixed rate
break fees - Extra repayments
- Yes-up to $25,000 during fixed
- Redraw facility
- Yes - fees apply
- Offset account
- No
- Minimum loan amount
- $25,000
- Maximum loan amount
- Type of loan
- Fixed
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
AMP's logo
-
AMPFixed Rate Loan
-
Like this loan?
Go to site
| Fixed 3 year rate | Fixed 5 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 7.14% | 7.49% | 7.50% | Your choice of 1 Year Introductory, 1, 2, 3 and 5 years Fixed Rate loans. |
- Upfront fees
- $600
- Ongoing fees
- $10.00 monthly
- Exit fee
- $350
- Early exit fee?
- Fixed rate
break fees - Extra repayments
- Yes - up to $10,000 p.a.
- Redraw facility
- No
- Offset account
- No
- Minimum loan amount
- $40,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Fixed
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Intro rate | Intro rate term | Comparison rate* | Key features | |||
|---|---|---|---|---|---|---|
|
HSBC's logo
HSBC
Variable (PowerVantage) |
5.69% | 12 Months | 6.83% |
see more details |
1.65% off the standard variable home loan rate for 12 months |
Like this loan? Go to site |
|
RAMS's logo
RAMS
Rate Relief |
6.33% | 24 Months | 6.95% |
see more details |
Get an immediate 0.9% p.a. off the standard variable rate for the first two years |
Like this loan? Go to site |
|
Mortgage House's logo
Mortgage House
Carpe Diem |
2.98% | 6 Months | 7.13% |
see more details |
Borrow up to 95% LVR, free redraws and comes with a revolving line of credit. |
Like this loan? Go to site |
|
AMP's logo
AMP
Introductory Variable Rate Loan (Professional Package ) |
6.44% | 12 Months | 7.02% |
see more details |
Redraw against the loan with no minimum redraw amount. |
Like this loan? Go to site |
|
NAB's logo
NAB
Introductory Rate - 1 yr variable |
6.15% | 12 Months | 7.29% |
see more details |
We will negotiate on your behalf with NAB to get you a better home loan deal. |
Like this loan? Proceed or call |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
||||||
-
HSBC's logo
-
HSBCVariable (PowerVantage)
-
Like this loan?
Go to site
| Intro rate | Intro rate term | Comparison rate* | Key features |
|---|---|---|---|
| 5.69% | 12 Months | 6.83% | 1.65% off the standard variable home loan rate for 12 months |
- Upfront fees
- $450
- Ongoing fees
- $20.00 monthly
- Exit fee
- $300
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - fee is $20
- Offset account
- No
- Minimum loan amount
- $250,000
- Maximum loan amount
- $499,999
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
RAMS's logo
-
RAMSRate Relief
-
Like this loan?
Go to site
| Intro rate | Intro rate term | Comparison rate* | Key features |
|---|---|---|---|
| 6.33% | 24 Months | 6.95% | Get an immediate 0.9% p.a. off the standard variable rate for the first two years |
- Upfront fees
- $845
- Ongoing fees
- $0.00
- Exit fee
- $295
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - free
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Mortgage House's logo
-
Mortgage HouseCarpe Diem
-
Like this loan?
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| Intro rate | Intro rate term | Comparison rate* | Key features |
|---|---|---|---|
| 2.98% | 6 Months | 7.13% | Borrow up to 95% LVR, free redraws and comes with a revolving line of credit. |
- Upfront fees
- $200
- Ongoing fees
- Exit fee
- Early exit fee?
- No
- Extra repayments
- Yes
- Redraw facility
- Yes - free
- Offset account
- Yes
- Minimum loan amount
- $100,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest
- Availability
- Owner occupier
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
AMP's logo
-
AMPIntroductory Variable Rate Loan (Professional Package )
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| Intro rate | Intro rate term | Comparison rate* | Key features |
|---|---|---|---|
| 6.44% | 12 Months | 7.02% | Redraw against the loan with no minimum redraw amount. |
- Upfront fees
- $0
- Ongoing fees
- $349.00 yearly
- Exit fee
- $350
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- Yes
- Minimum loan amount
- $750,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
NAB's logo
-
NABIntroductory Rate - 1 yr variable
-
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| Intro rate | Intro rate term | Comparison rate* | Key features |
|---|---|---|---|
| 6.15% | 12 Months | 7.29% | We will negotiate on your behalf with NAB to get you a better home loan deal. |
- Upfront fees
- $800
- Ongoing fees
- $10.00 monthly
- Exit fee
- $150
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $20,000
- Maximum loan amount
- Type of loan
- Variable
- Repayment types
- Principal & interest
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Variable rate | Comparison rate* | Key features | |||
|---|---|---|---|---|---|
|
BEAT Home Loans's logo
BEAT Home Loans
RateBEATer Home Loan |
6.57% | 6.58% |
see more details |
BEAT guarantee to beat your variable home loan interest rate |
Like this loan? Go to site |
|
Homestar's logo
Homestar
Advantage Loan |
6.63% | 6.64% |
see more details |
No fee loan from the non-bank lender of the year. |
Like this loan? Go to site |
|
MyRate.com.au's logo
MyRate.com.au
Advantage Loan |
6.63% | 6.64% |
see more details |
No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
Like this loan? Go to site |
|
Mortgage House's logo
Mortgage House
Essential Offset Loan |
6.79% | 6.80% |
see more details |
No monthly or yearly fees for the life of the home loan. No application fees for a limited time only. |
Like this loan? Go to site |
|
Resi's logo
Resi
Resi Smart Pro |
6.69% | 6.74% |
see more details |
Multi award winning non-bank lender that has been helping Australians for more than 25 years |
Like this loan? Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
|||||
-
BEAT Home Loans's logo
-
BEAT Home LoansRateBEATer Home Loan
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.57% | 6.58% | BEAT guarantee to beat your variable home loan interest rate |
- Upfront fees
- $0
- Ongoing fees
- $0.00
- Exit fee
- $395
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $50,000
- Maximum loan amount
- $1,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Homestar's logo
-
HomestarAdvantage Loan
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.63% | 6.64% | No fee loan from the non-bank lender of the year. |
- Upfront fees
- $0
- Ongoing fees
- $0.00
- Exit fee
- $500
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
MyRate.com.au's logo
-
MyRate.com.auAdvantage Loan
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.63% | 6.64% | No fee home loans. Securely funded by ING Bank (Australia) Ltd. |
- Upfront fees
- $0
- Ongoing fees
- Exit fee
- $500
- Early exit fee?
- Yes
- Extra repayments
- Yes
- Redraw facility
- Yes
- Offset account
- No
- Minimum loan amount
- $100,000
- Maximum loan amount
- $600,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Mortgage House's logo
-
Mortgage HouseEssential Offset Loan
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.79% | 6.80% | No monthly or yearly fees for the life of the home loan. No application fees for a limited time only. |
- Upfront fees
- $200
- Ongoing fees
- Exit fee
- Early exit fee?
- No
- Extra repayments
- Yes
- Redraw facility
- Yes - free
- Offset account
- Yes
- Minimum loan amount
- $10,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest
- Availability
- Owner occupier
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
-
Resi's logo
-
ResiResi Smart Pro
-
Like this loan?
Go to site
| Variable rate | Comparison rate* | Key features |
|---|---|---|
| 6.69% | 6.74% | Multi award winning non-bank lender that has been helping Australians for more than 25 years |
- Upfront fees
- $632
- Ongoing fees
- Exit fee
- Early exit fee?
- Yes
- Extra repayments
- Yes - free
- Redraw facility
- Yes - free
- Offset account
- No
- Minimum loan amount
- $30,000
- Maximum loan amount
- $2,000,000
- Type of loan
- Variable
- Repayment types
- Principal & interest, interest only
- Availability
- Owner occupier, investor
- Repayment options
- Weekly, fortnightly, monthly
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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- Borrow up to 90% of the value of the property.
- Loans can be from $100,000 to $2 million
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