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Save on your credit card with our nifty comparison tools. Pick a winner from our most popular credit cards in the table below, or search the whole market to compare all credit cards with ease.
Popular credit cards
|
Interest rate |
Annual fee |
Balance transfer rate |
Key features |
|
BankWest Lite |
9.99% |
$59.00 |
1.99% for 12 months |
Australia's lowest MasterCard purchase rate of 9.99% p.a. |
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|
Citibank Clear Platinum |
11.49% |
$99.00 |
0.99% for 6 months and then 20.99% |
0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge |
Go to site
|
St George Vertigo |
11.99% |
$55.00 |
2.99% for 6 months |
2.99% p.a. on purchases for 6 months. 2.99% p.a. on balance transfers for 6 months. |
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|
Aussie Aussie MasterCard |
12.29% |
$49.00 |
2.99% for 6 months |
Aussie have four different offers to choose from. Offers available until 30 April 2009. |
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|
ANZ Low Rate |
12.74% |
$58.00 |
0.00% for 6 months |
Design your card with an image of your choice |
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|
|
Interest rate |
Balance transfer rate |
Annual fee |
Key features |
|
BankWest Lite |
9.99% |
1.99% for 12 months |
$59.00 |
Australia's lowest MasterCard purchase rate of 9.99% p.a. |
Go to site
|
Citibank Clear Platinum |
11.49% |
0.99% for 6 months and then 20.99% |
$99.00 |
0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge |
Go to site
|
St George Vertigo |
11.99% |
2.99% for 6 months |
$55.00 |
2.99% p.a. on purchases for 6 months. 2.99% p.a. on balance transfers for 6 months. |
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|
ANZ Low Rate |
12.74% |
0.00% for 6 months |
$58.00 |
Design your card with an image of your choice |
Go to site
|
Aussie Aussie MasterCard |
12.29% |
2.99% for 6 months |
$49.00 |
Aussie have four different offers to choose from. Offers available until 30 April 2009. |
Go to site
|
|
Initial interest rate |
Interest rate |
Key features |
|
NAB Low Rate |
0.00% for 6 months |
12.24% |
0% p.a. on purchases for up to 6 months |
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|
St George Vertigo |
2.99% for 6 months |
11.99% |
2.99% p.a. on purchases for 6 months. 2.99% p.a. on balance transfers for 6 months. |
Go to site
|
Aussie Aussie MasterCard |
2.99% for 6 months |
12.29% |
Aussie have four different offers to choose from. Offers available until 30 April 2009. |
Go to site
|
|
Balance transfer rate |
Interest rate |
Annual fee |
Key features |
|
ANZ Low Rate |
0.00% for 6 months |
12.74% |
$58.00 |
Design your card with an image of your choice |
Go to site
|
Citibank Clear Platinum |
0.99% for 6 months and then 20.99% |
11.49% |
$99.00 |
0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge |
Go to site
|
Citibank Gold Card |
2.90% for 12 months and then 20.99% |
20.49% |
$149.00 |
Apply now and get 2.9% p.a. on Balance Transfers for 12 months |
Go to site
|
Aussie Aussie MasterCard |
2.99% for 6 months |
12.29% |
$49.00 |
Aussie have four different offers to choose from. Offers available until 30 April 2009. |
Go to site
|
|
Balance transfer rate |
Interest rate |
Annual fee |
Key features |
|
BankWest Lite |
1.99% for 12 months |
9.99% |
$59.00 |
Australia's lowest MasterCard purchase rate of 9.99% p.a. |
Go to site
|
BankWest Zero |
1.99% for 12 months |
15.99% |
$0.00 |
No annual fee, ever! |
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|
Citibank BP |
2.90% for 12 months |
20.39% |
$79.00 |
5% back on the first $600 you spend per month at BP |
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|
Citibank Silver Card |
2.90% for 12 months and then 20.99% |
20.49% |
$89.00 |
special 2.9% p.a. on Balance Transfers for 12 months |
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|
Citibank Gold Card |
2.90% for 12 months and then 20.99% |
20.49% |
$149.00 |
2.9% p.a. interest rate on balance transfers for a period of 12 months |
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|
|
Annual fee |
Interest rate |
Interest free days |
Key features |
|
BankWest Zero |
$0.00 |
15.99% |
55 |
No annual fee, ever! |
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|
HSBC HSBC |
$0.00 |
16.99% |
55 |
$0 annual fee for the life of the card. $50 back on your card when you make your first spend. |
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|
ANZ First |
$30.00 |
18.49% |
44 |
$0 Annual Account Fee for the first 12 months |
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|
Woolworths Everyday Money Credit Card |
$49.00 |
18.74% |
55 |
$0 annual fee in the first year. Plus bonus $50 shopping card if you apply by 31 March 2010. |
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|
Citibank Clear Platinum |
$99.00 |
11.49% |
55 |
0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge |
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|
|
Rewards type |
Interest free days |
Annual fee |
Key features |
|
ANZ Frequent Flyer |
Qantas points |
44 |
$40.00 |
2.9% p.a. on Balance Transfers for the first 12 months if apply by 27 February 2010 |
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|
Citibank Platinum Card |
Velocity Rewards, Other airline points, Travel, Merchandise, Cashback, Charity donations |
55 |
$250.00 |
Special Internet Offer - Receive 20,000 points and fly any airline, anytime |
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|
Woolworths Everyday Money Credit Card |
Merchandise |
55 |
$49.00 |
Bonus $50 shopping card if you apply by 31 March 2010. Plus no matter where you shop, you'll earn up to 3 reward points for every dollar you spend. |
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|
NAB Velocity Card |
Velocity Points |
44 |
$65.00 |
Earn Velocity Points on your everyday spend. Velocity is the loyalty program partnered by Virgin Blue Airlines. |
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|
Citibank Emirates Citi Platinum |
Emirates points and Virgin Blue Travel, affiliated hotels, car rentals and luxury merchandise from Emirates High Street |
55 |
$229.00 |
1.5 Skywards Miles per $1 spent. |
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|
|
Points per dollar |
Points to frequent flyer ratio |
Points lifetime |
Key features |
|
ANZ Frequent Flyer |
0.5 with Visa, 1.25 with American Express |
1:1 Qantas Frequent Flyer point |
36 months |
2.9% p.a. on Balance Transfers for the first 12 months if apply by 27 February 2010 |
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|
Citibank Platinum Card |
1 per $ to a max 120,000 |
|
never expire |
Special Internet Offer - Receive 20,000 points and fly any airline, anytime |
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|
Commonwealth Bank Awards Card |
1.5 points per dollar using American Express, 1 point per dolla |
2:1 Qantas Frequent Flyer point; 2:1 Velocity Points; 160:1 Airpoint DollarTM. |
never expire |
Qantas Frequent Flyer, Velocity Rewards (for Virgin Blue), Air New Zealand Airpoints transfers |
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|
NAB Velocity Card |
0.75 American Express, 0.5 Visa |
Airline points earned automatically |
never expire |
Earn Velocity Points on your everyday spend. Velocity is the loyalty program partnered by Virgin Blue Airlines. |
Go to site
|
Citibank Emirates Citi Platinum |
1.5 |
1.5 Citi Mile = 1.5 Skywards Mile |
never expire |
1.5 Skywards Miles per $1 spent. |
Go to site
|
|
Rewards type |
Annual fee |
Interest rate |
Key features |
|
St George Vertigo |
Instant discounts |
$55.00 |
11.99% |
Instant discounts and added extras with St.George Instant Benefits |
Go to site
|
Citibank Clear Card |
Instant discounts - discounts and offers from 26,000 merchants around the world. |
$65.00 |
15.49% |
Instant discounts - discounts and offers from 26,000 merchants around the world. |
Go to site
|
Citibank BP |
Petrol discounts, Cashback - 5% off up to $600 spent at BP each month, 0.5% cash back on other purchases up to $60,000 spend pa |
$79.00 |
20.39% |
5% off petrol at BP, plus 0.5% off all other purchases. Cash back rebates are automatically credited to your account. |
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|
HSBC HSBC |
|
$0.00 |
16.99% |
Home & Away Privilege Program - instant discounts on shopping, travel, accomodation and more |
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|
|
Rewards type |
Annual fee |
Interest rate |
Key features |
|
HSBC HSBC |
|
$0.00 |
16.99% |
$0 annual fee for the life of the card. $50 cashback when you spend $500 or more for each of the first 3 months. |
Go to site
|
Citibank BP |
Petrol discounts, Cashback - 5% off up to $600 spent at BP each month, 0.5% cash back on other purchases up to $60,000 spend pa |
$79.00 |
20.39% |
5% back on the first $600 you spend per month at BP |
Go to site
|
Commonwealth Bank Awards Card |
Air New Zealand Airpoints™, Velocity Rewards or Qantas Frequent Flyer, Travel, Merchandise, Cashback |
$89.00 |
19.99% |
You can exchange your Commonwealth Awards points for funds to repay your credit card |
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|
ANZ Balance |
Merchandise, Cashbacks |
$57.00 |
13.74% |
Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards |
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|
|
Interest rate |
Annual fee |
Rewards type |
Key features |
|
ANZ Frequent Flyer Gold |
18.99% |
$140.00 |
Qantas points |
2.9% p.a. on Balance Transfers for the first 12 months if apply by 27 February 2010 |
Go to site
|
Citibank Gold Card |
20.49% |
$149.00 |
Velocity Rewards, Other airline points, Travel, Merchandise, Cashback, Charity donations |
Apply now and get 2.9% p.a. on Balance Transfers for 12 months |
Go to site
|
BankWest Zero Gold |
15.99% |
$0.00 |
Instant discounts |
Zero annual fee Gold credit card |
Go to site
|
BankWest Lite Gold |
9.99% |
$89.00 |
Instant discounts |
9.99% p.a. on purchases. Australia's lowest MasterCard purchase rate |
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|
HSBC Gold |
18.99% |
$89.00 |
Travel, Merchandise, Cashback, Charity donations |
$0 annual fee in the first year. Complimentary travel insurance. |
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|
|
Interest rate |
Annual fee |
Rewards type |
Key features |
|
BankWest Zero Platinum |
15.99% |
$0.00 |
Instant discounts |
Zero annual fee Platinum credit card |
Go to site
|
Citibank Clear Platinum |
11.49% |
$99.00 |
Instant discounts and offers from 26,000 merchants around the world. Voucher, gift and merchandise rewards. |
0.99% balance transfer offer, save $50 off annual fee in first year, plus your own Personal Concierge |
Go to site
|
Citibank Platinum Card |
20.49% |
$250.00 |
Velocity Rewards, Other airline points, Travel, Merchandise, Cashback, Charity donations |
Special Internet Offer - Receive 20,000 points and fly any airline, anytime |
Go to site
|
St George Platinum |
15.24% |
$89.00 |
Instant discounts |
St George Platinum is a low interest credit card delivering Platinum benefits |
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|
ANZ Frequent Flyer Platinum |
18.99% |
$240.00 |
Qantas points |
2.9% p.a. on Balance Transfers for the first 12 months if apply by 27 February 2010 |
Go to site
|
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Lowest rate credit cards
- - based on ongoing interest rate
-
-
1.
9.74%
Greater Building Society
-
-
4.
10.50%
Community First
-
-
-
-
-
3.
12.74%
Commonwealth Bank
-
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